March 2012 Capital Region Real Estate Skinny

by qwilliem 23. April 2012 13:42

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Check out our New Family and Friends Referral Program for 2012. Chance to win iPad2 and FREE PIZZA!!

by qwilliem 22. February 2012 03:38

Find out how you can win an iPad2 and FREE PIZZA just for referring your Family and Friends to our company. There is no purchase required and you will have multiple opportunities to win.

Please Visit: www.MirandaReferralProgram.com and let me explain to you exactly how it works.

Thank you for your referrals!!

Willie

 

 

 

 

 

 

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Smart move for home buyers

by qwilliem 6. February 2012 06:31
Save for a down payment Usually, the more money you can put down on a home, the better. That's because the more you borrow for a home, the more you'll pay in interest on your mortgage down the road. It's easier to qualify for a mortgage if you have a down payment. Having a down payment also may help you to qualify for a lower interest rate on a mortgage, and may make your mortgage payments lower -- and easier to make -- once you own a home. Check back for more smart moves for home buyers......

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What is the difference between being pre-approved and pre-qualified?

by qwilliem 25. January 2012 12:10

There is actually a big difference between buyers who are pre-qualified and those who are pre-approved. Lenders pre-qualify buyers and determine how much they can borrow based only on information the buyer has provided. The buyer still must fill out a loan application and go through the lender's approval process. If you are pre-approved, lenders have already done a credit check and verified employment and deposit. Pre-approval is a commitment to lend you a predetermined amount. The only piece missing is the lender's appraisal of the home to confirm its value.

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December 2011 Capital Region Real Estate Skinny

by qwilliem 23. January 2012 11:29

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Price Trends - Solds vs. Listed

by qwilliem 17. January 2012 04:09

Understanding the difference between "listing prices" (what sellers are asking for and "sold prices" (what buyers are willing to pay) is in important component when pricing your home to sell.

By comparing these price trends, you'll have a good idea of where the market is heading.  The median listing and sold property prices are calculated based on the market activity each month.  For more details on  obtaining this information, you may visit our website at www.williemiranda.com or give our office a call at 518-348-2060 to speak with a representative. 

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November 2011 Capital Region Real Estate Skinny

by qwilliem 12. December 2011 11:02

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It's a Great Time To List Your Home For Sale!!!

by qwilliem 12. December 2011 11:00
Even though the Holiday's are upon us, it is still a great time to get your home on the market if you are looking to sell. There are tons of buyers still looking to buy and interest rates are still holding at very low rates. Many sellers are under the impression that they should wait until after the holidays are over, but in reality, that may be the worst thing that you can do. Think of it this way... If you wait like everyone else until January to list your house, you are going to be lumped into a large number of homes for sale! Why not, act now and get a jump on this market?

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Check Out the Latest Local Market Statistics - October 2011

by qwilliem 4. November 2011 10:28

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Should I speak with a bank or lender before or after I've found a house I like?

by qwilliem 17. October 2011 03:18
It is very important for you to speak with a bank or lender before you even begin to look at houses. It is in your best interest to make sure you know what kind or rates and mortgages are available, as well as get quoted monthly payments for various prices. It is also often the case that the sellers of the home you want to take a look will want to verify your qualification before you see their home. The mortgage pre-qualification process is quick and easy and rates are at an ALL TIME LOW. Give us a call today and we can guide you in the right direction. 518-348-2060.

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